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Buy Now Pay Later

We are pleased to offer our customers a Buy Now Pay Later facility.

This means that you can order the goods you want today and not worry about paying anything for 6 months. You can choose to pay in full by the end of the interest free period (which incurs a fee of £29); alternatively, you can spread the cost. If you decide not to pay in full during the interest free period, no problem, you will automatically revert to an interest bearing option, at typical 19.9% APR, spread over 48 monthly payments.

Spread The Cost With Flexible Finance

Flexible repayment options are available on all items over £250, making those important purchases easier to manage. You can choose to spread the cost over 24, 36 or 48 months, with an APR of just 19.9%. Just follow the steps below to make your application.

Representative Example
Order value (cash price) £250, total amount of credit £250 with no deposit to pay, 19.9% representative APR, 10% annual fixed interest rate, 24 monthly payments of £12.51, total interest £50.24, total amount payable £300.24.

This gives you complete control, even if your circumstances change.

This facility can be arranged over the telephone within a few minutes or, should you prefer, we can email you with a secure link to complete the finance application at your convenience. Once approved, simply digitally sign the finance agreement and your sales consultant will contact you to confirm delivery or collection arrangements.

Follow 3 easy steps to arrange our Buy Now Pay Later interest free option ...

1. Select the product(s) which you wish to purchase;
2. Call 01274 575000 to appy for credit OR visit us in-store;
3. Pay the balance back to the finance company whenever you like within the deferred period.

Just call 01274 575000 or visit Sonic Megastore... and leave it to us

Please note:
1. We cannot ship a finance order to a different delivery address. All finance orders will be delivered to the billing address.
2. You cannot apply for credit if you have not been a resident of this country for 3 years, if you are receiving unemployment benefit or are under 18 years of age.
3. Minimum order value of £250 after deposit.

Credit is subject to status, arranged by Sonic Megastore Ltd.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 679653 and acts as a credit broker for Secure Trust Bank PLC. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550.

V12 Retail Finance is a trading name of Secure Trust Bank PLC.

Sonic Direct acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.

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